An accident protection plan is a type of insurance policy designed to provide financial coverage in the event of accidents resulting in injury, disability, or death.

You can claim immediately after your policy has been activated.

Should you need to claim, you must go to your broker, agent or sales consultant to lodge the claim.
The impairment benefit will be paid directly to you.
The accidental death benefit will be paid to your beneficiary.

• Invasion or act of foreign enemy
• Hostilities (whether war is declared or not)
• Involvement in criminal activity
• Suicide or self-inflicted injuries within the first 24 months following the commencement date
• The effects of radioactivity or nuclear explosion
• Accidental Death as a result of riot, private flying, hazardous sports or any illegal acts where the deceased was directly involved
• Non-compliance to medical treatment

An accident protection plan can be beneficial for a wide range of individuals who want to ensure financial security in the event of unforeseen incidents. For example: workers in construction, manufacturing, transportation and other high-risk industries, frequent travellers, families with dependants, seniors and elderly, students, and anyone seeking additional coverage.