Fidelity Guarantee Insurance is the type of insurance that covers against loss of money, negotiable instruments, goods, or property belonging to the insured or for which the insured is legally liable. The loss must directly result from any act of fraud, dishonesty, and/or infidelity of employees during the currency of this policy.

Any business that employs individuals who have access to company funds, assets, or property should consider fidelity guarantee insurance to protect against potential losses due to employee dishonesty or fraud.

• Any employee from the time the insured becomes aware that such employee has committed any fraud or dishonesty.
• Loss arising from the non-payment of or default on any loan.
• Cover for non-employees such as subcontractors, auditors, or solicitors unless specifically included from inception.
• Actions of fraud committed prior to inception of the policy.
• Failure to install and maintain the checks and precautions advised to the insurer in the proposal form.

Fidelity Guarantee Insurance provides financial protection and peace of mind by safeguarding your business against losses resulting from employee dishonesty or fraud. It helps protect your assets, reputation, and bottom line, allowing you to focus on growing your business confidently.