Worker’s Compensation
Benefits follow the worker’s compensation Act Cap 255 cover can be extended to include employer’s liability.
Worker’s Compensaton Plan
The Worker’s Compensation Act provides that employer’s must provide compensation to employee’s injuries. The injury or disease must arise out of and in the course of employment. This policy therefore covers all employee’s against accidental death and /or bodily injury regardless of position and salary.
The Benefits
- Death - 60 month’s earnings.
- Permanent total Disablement - 60 month’s earnings
- Permanent Partial Disablement - Percentages as set out in the Act of 60 month’s earnings, depending on the level of incapacity.
- Temporary Disablement - actual amount awarded having taken into account the period of disablement and financial loss suffered.
- Medical Expenses - Actual and reasonably spent but limited to Shs 5M
- Funeral Expenses - Limit 3M
- Artificial Appliances - Limit 5M
- Occupational Diseases
- Any other Extensions as may be agreed.
View our Brochure
To assist you to get a better understanding and explanation of all the policy benefits, download our brochure here.
Contact Details
Here are support numbers you can use
Frequently Asked Questions
Worker’s Compensation Insurance is a critical form of commercial insurance that guarantees immediate financial support to employee’s who are injured or become ill because of their jobs. It’s a legal requirement in many countries, Uganda inclusive, and is a pillar of support for the employer-employee relationship.
In Uganda, employers must provide compensation for their employee’s work-related injuries or illnesses, regardless of who was at fault, without the need for the employee to sue. This framework is designed to provide swift and fair relief and protect both workers and employers in the event of work-related accidents or illnesses.
It covers the costs associated with work-related injuries and illnesses, from medical expenses to lost wages.
By having this worker’s compensation coverage in place, you can protect your employees and your business from financial hardship.
Worker’s Compensation is required by all employers to ensure safety and well-being of their employee’s.
The following are common exclusions:
- Self-inflicted injuries
- Suicide
- Injuries caused as a result of influence by alcohol above the legal limit of Ugandan Laws
- Liabilities assumed by agreement
- Injuries incurred during war
- Injuries incurred while participating in any unlawful activities