Protecta Bode
Protecta Bode provides peace of mind by safeguarding you and your vehicle, your passengers and any 3rd Party affected in the event of an accident.
Protecta Bode
Protecta Bode is an insurance solution that provides affordable, essential protection for everyday vehicle owners. It covers accidental damage or loss to the vehicle external body parts vehicle including but not limited to bonnet & roof (cover limited to repairs only), fenders, bumpers, grill, lights, side mirrors, doors, window glass and the like.
It also extends to cover third party liabilities for bodily injury and or death, third party property damage as well as medical expenses to the driver following an accident.
The Benefits
- Covers third-party injury, death and property damage including passengers.
- The premium rate charged is 1.5% of the vehicle market value
- Protects your vehicle’s body work, wind screens and lights from accidental damage.
- Ensures quality repairs at Liberty approved garages and mechanics.
- Reimburses the driver’s medical expenses after an accident.
- Provides personal accident benefits for the driver.
- Offers simple onboarding with minimal requirements.
View our Brochure
To assist you to get a better understanding and explanation of all the policy benefits, download our brochure here.
Contact Details
Here are support numbers you can use
Frequently Asked Questions
Protecta Bode is Liberty’s Micro Motor insurance product offering essential protection against accidental damage up to 30% of the Market value of the vehicle and third-party liability subject to standard policy terms.
It covers:
- Third Party injuries, death and property damage.
- Accidental damage to your car’s external body parts, windscreens and lights.
- Driver medical expenses and personal accident benefits.
- Theft and attempted theft of parts.
Yes. Third party cover is extended to liability caused by passengers while driving or alighting out of the vehicle.
The policy strictly covers external body parts only as mentioned above and excludes total loss or theft of the vehicle, replacement of the roof and bonnet (limited to repairs only), and unlawful use of the vehicle.
All repairs and replacements are done strictly through Liberty approved garages and mechanics countrywide.
No. It only covers accidental damage caused by sudden and unforeseen incidents — not wear and tear or mechanical failure, tyre damages or bursts unless damage occurs to other parts of the vehicle at the same time.