Electronic equipment insurance is a policy that provides coverage for the loss, damage, or breakdown of electronic devices and systems such as computers, servers, medical equipment, communication systems, and other critical electronic devices.

The policy covers risks such as accidental damage, theft or attempted theft, power surges, and other unexpected events that could result in the loss or damage of electronic equipment.

Individuals: Anyone with electronic devices at home such as laptops, smartphones, smartwatches, computers, TVs, cameras, and other gadgets.

Businesses: Any organization using electronic equipment like printers, computers, servers, air conditioners, and more for their operations.

Yes, common exclusions may include:

• Damage due to wear and tear
• Manufacturer defects
• Intentional damage
• Wilful neglect
• Losses covered under standard warranties or service agreements

Yes, electronic equipment insurance policies can be tailored to meet the client’s personal and operational requirements.