It insures the main house, outbuildings (e.g. garages, servants’ quarters), personal belongings, and valuables against risks like fire, explosion, flood, theft, and malicious damage.
Yes. The policy covers household goods, furniture, electronics, jewellery, and other personal effects that belong to you or your household members.
Yes, but only for a limited period—30 days for uninhabited dwellings and 7 days for homes under Section B. Beyond this, certain risks may not be covered unless otherwise stated in the policy.